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Challenges and Policy Responses to the Affordable Single-Family Housing Supply Problem

Urban Institute 500 L'Enfant Plaza SW Washington , DC , 20024 500 L'Enfant Plaza SW, Washington DC, United States

Today’s housing supply problem is one of the biggest threats looming over the future of homeownership. A lack of new construction, in combination with rising interest rates, racial disparities in homeownership rates, and climate change, have all compounded to create an evolving housing crisis. How can first-time homebuyers gain and sustain access to the existing…